IPOR Protocol - DeFi Fixed Rate Lending and Borrowing

IPOR Fusion is live!

Transforming liquidity fragmentation
into intelligent DeFi yield optimization.

Access automated smart yield on Ethereum, Arbitrum, and Base.

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Deposit, Stake, and Earn

Earn passive yield on your crypto assets, risk-adjusted to your preference and with no impermanent loss.

Asset	TVL	Real Yield	APR at kink	Average APR
USDC	$	%	% % + %	% % + %	Deposit USDC
USDT	$	%	% % + %	% % + %	Deposit USDT
DAI	$	%	% % + %	% % + %	Deposit DAI
stETH	$	%	% % + %	% % + %	Deposit ETH
weETH	$	%	% % + %	% % + %	Deposit ETH
wstETH	$	%	% % + %	% % + %	Deposit wstETH
USDC	$	%	% % + %	% % + %	Deposit USDC
USDM	$	%	% % + %	% % + %	Deposit USDM
wstETH	$	%	% % + %	% % + %	Deposit wstETH
USDC	$	%	% % + %	% % + %	Deposit USDC

Coming Soon

Get the Best
Borrow Rates

Borrow against your crypto collateral and get the best rates on the market from fixed rate products to levaraged borrowing. Powered by IPOR interest rate derivatives.

Stay tuned and get the latest updates:

Join IPOR on

DeFi-Native Interest
Rate Derivatives

Hedge, speculate, or arbitrage DeFi rates with DeFi interest rate swaps priced by IPOR's request-for-quote automated market maker.

Asset	Receive Fixed	Pay Fixed	Index	Volatility
USDC	%	%	%	LOADING...
USDT	%	%	%	LOADING...
DAI	%	%	%	LOADING...
stETH	%	%	%	LOADING...

IPOR's DeFi interest rate swaps reference the IPOR benchmarks and offer

up to 500x leverage.

Open Swaps

How do IPOR Derivatives Work?

The IPOR Protocol fixes lending and borrowing rates using an interest rate swap with the liquidity pool as a contract counterparty.

Step 1

Quote IPOR Index

The trader determines whether they want to open a pay fixed or receive fixed contract based on the current IPOR rate and their goals and market expectations.

Step 2

Contract Pricing by AMM

IPOR`s request-for-quote automated market maker (AMM) determines the spread for the contract based on a number of protocol and market-based variables.

Step 3

Opening the Contract

The AMM presents all the necessary contract-related information for approval by the trader, including spread, leverage, duration, size, and fees.

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DeFi and TradFi Rates
Data to Drive Your
Credit Decisions

Feel the heartbeat of DeFi. Understand the cost of credit across different durations in open and traditional finance. Assess, analyze, and arbitrage.

Explore Data

Integrations

Protocol Security

Experienced team, code auditing, and bug bounties is how the IPOR Protocol is kept safe in the DeFi dark forest.

Enterprise Software Security

IPOR Labs' infrastructure team includes software engineers with experience in securing core infrastructure for the banking, payments, and insurance industry.

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Code Audits

No testing in production. The IPOR Protocol smart contracts undergo rigorous audits before new products and features become available to the DeFi community.

Audit history

Bug Bounty

The IPOR DAO has partnered with Immunefi to enable decentralized security audits with no KYC requirements for payouts.

Report a bug

DeFi Technology. TradFi Fundamentals.

The IPOR protocol is combining established financial primitives with DeFi technology and incentivization mechanisms to create a unique Finance 2.0 experience.

Inter Protocol Over-block Rates

Request-for-quote AMM

Power Tokens

Inter Protocol Over-block Rates

Calculated and published on-chain based on market data from the most liquid DeFi credit markets, IPOR`s DeFi-native interest rate benchmarks are the cornerstone of the IPOR Protocol.

Transparent

Adaptable

Public good

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Governed by the Community

Decision making around adding new assets, markets, changing protocol parameters, and fine-tuning economics is progressively being transferred to the IPOR DAO.

Join Discord